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Can’t imagine the Philippines? Picture turquoise bays of pinnacle islands fringed with soft coral sand, steaming volcanoes, stepped terraces of rice fields climbing steep mountain valleys. Along with its natural beauty, Asia’s Latin heart is garnished with glittering Catholic churches, vibrant carnival parades and chatty, welcoming locals. Visits don’t have to be resort-based. The cities have plenty of B&Bs at prices that would please even the most cash-strapped backpacker.